EnergyClaims in Nepal have consistently exceeded premiums in recent yearsDamage can be seen in Nepal's Nuwakot district, along the Trishuli River corridor, on Aug. 31 following flash floods that hit the area on Aug. 26. © Getty ImagesOctober 1, 2026 11:03 JSTRAJASTHAN, India -- The hydropower industry in the Hindu Kush Himalaya region is seeing persistently high damage-related losses as high-altitude icy zones become more unstable due to human-induced climate change, increasing the risk of floods and avalanches.